» Debt Free http://blog.debtsfreelife.com Mon, 02 May 2011 07:00:00 +0000 en hourly 1 http://wordpress.org/?v=3.0.3 I have a secured debt which is eating into our finances,is there anything i can do to reduce it & be debt free? http://blog.debtsfreelife.com/i-have-a-secured-debt-which-is-eating-into-our-financesis-there-anything-i-can-do-to-reduce-it-be-debt-free/ http://blog.debtsfreelife.com/i-have-a-secured-debt-which-is-eating-into-our-financesis-there-anything-i-can-do-to-reduce-it-be-debt-free/#comments Mon, 02 May 2011 07:00:00 +0000 admin http://blog.debtsfreelife.com/i-have-a-secured-debt-which-is-eating-into-our-financesis-there-anything-i-can-do-to-reduce-it-be-debt-free/ debt free
Tracy asked:


is there any way of reducing the debts payments or the debt itself without doing anything dramatic like selling the house to clear it.

Credit Card Debt Settlement

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]]> http://blog.debtsfreelife.com/i-have-a-secured-debt-which-is-eating-into-our-financesis-there-anything-i-can-do-to-reduce-it-be-debt-free/feed/ 0 How did your life change after becoming debt-free? http://blog.debtsfreelife.com/how-did-your-life-change-after-becoming-debt-free/ http://blog.debtsfreelife.com/how-did-your-life-change-after-becoming-debt-free/#comments Mon, 02 May 2011 07:00:00 +0000 admin http://blog.debtsfreelife.com/how-did-your-life-change-after-becoming-debt-free/ debt free
Rock asked:


Just wondering what to expect, because I’m working toward it myself.

Credit Card Debt Reduction

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]]> http://blog.debtsfreelife.com/how-did-your-life-change-after-becoming-debt-free/feed/ 0 What’s better: going to Cooper Union debt free or coming out of UPenn with 100k loans? http://blog.debtsfreelife.com/whats-better-going-to-cooper-union-debt-free-or-coming-out-of-upenn-with-100k-loans/ http://blog.debtsfreelife.com/whats-better-going-to-cooper-union-debt-free-or-coming-out-of-upenn-with-100k-loans/#comments Mon, 02 May 2011 07:00:00 +0000 admin http://blog.debtsfreelife.com/whats-better-going-to-cooper-union-debt-free-or-coming-out-of-upenn-with-100k-loans/ debt free
asked:


I’m trying to decide quickly; I have only a couple of days left. I’m going to study engineering in undergrad and then maybe business for grad school.

Credit Card Debt Reduction

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]]> http://blog.debtsfreelife.com/whats-better-going-to-cooper-union-debt-free-or-coming-out-of-upenn-with-100k-loans/feed/ 0 I am a debt free college student, how should I invest for retirement? http://blog.debtsfreelife.com/i-am-a-debt-free-college-student-how-should-i-invest-for-retirement/ http://blog.debtsfreelife.com/i-am-a-debt-free-college-student-how-should-i-invest-for-retirement/#comments Mon, 02 May 2011 07:00:00 +0000 admin http://blog.debtsfreelife.com/i-am-a-debt-free-college-student-how-should-i-invest-for-retirement/ debt free
Siegeff asked:


I currently have a savings and a checking account, but I want to start saving for retirement. I’m considering a ROTH IRA for the long term and possibly a mutual fund for the shorter term (I’ll probably be buying a house in the next 5 or so years). Fidelity, Vanguard, what do you recommend? Is an IRA the way to go? Thanks!

Credit Card Debt Settlement

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]]> http://blog.debtsfreelife.com/i-am-a-debt-free-college-student-how-should-i-invest-for-retirement/feed/ 0 How many adults are truly debt free? http://blog.debtsfreelife.com/how-many-adults-are-truly-debt-free/ http://blog.debtsfreelife.com/how-many-adults-are-truly-debt-free/#comments Mon, 02 May 2011 07:00:00 +0000 admin http://blog.debtsfreelife.com/how-many-adults-are-truly-debt-free/ debt free
χρησμοί asked:


No mortgage, car loan, student loan, or any other loans outstanding.
Credit cards are paid off in full every month.

Credit Card Settlement

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]]> http://blog.debtsfreelife.com/how-many-adults-are-truly-debt-free/feed/ 0 What is the debt settlement service cost? http://blog.debtsfreelife.com/what-is-the-debt-settlement-service-cost/ http://blog.debtsfreelife.com/what-is-the-debt-settlement-service-cost/#comments Wed, 01 Sep 2010 07:00:00 +0000 admin http://blog.debtsfreelife.com/what-is-the-debt-settlement-service-cost/ debt settlement
Uplu asked:


Before paying the debt, I want to know about the debt settlement service cost through law firm. How much will it cost?

Eliminate Debt

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]]> http://blog.debtsfreelife.com/what-is-the-debt-settlement-service-cost/feed/ 0 Will I have to pay income taxes on savings after a debt settlement program if income is low? http://blog.debtsfreelife.com/will-i-have-to-pay-income-taxes-on-savings-after-a-debt-settlement-program-if-income-is-low/ http://blog.debtsfreelife.com/will-i-have-to-pay-income-taxes-on-savings-after-a-debt-settlement-program-if-income-is-low/#comments Wed, 01 Sep 2010 07:00:00 +0000 admin http://blog.debtsfreelife.com/will-i-have-to-pay-income-taxes-on-savings-after-a-debt-settlement-program-if-income-is-low/ debt settlement
Lee asked:


I am having to go through a program with a reputable debt settlement company and I understand I will get a 1099 at the end of the year after settlements are completed. I have extremely low income and was wondering if I would have to pay taxes on the savings?

Bankruptcy Alternatives

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]]> http://blog.debtsfreelife.com/will-i-have-to-pay-income-taxes-on-savings-after-a-debt-settlement-program-if-income-is-low/feed/ 0 Can anyone advise me how to go about debt settlement on my credit cards? http://blog.debtsfreelife.com/can-anyone-advise-me-how-to-go-about-debt-settlement-on-my-credit-cards/ http://blog.debtsfreelife.com/can-anyone-advise-me-how-to-go-about-debt-settlement-on-my-credit-cards/#comments Wed, 01 Sep 2010 07:00:00 +0000 admin http://blog.debtsfreelife.com/can-anyone-advise-me-how-to-go-about-debt-settlement-on-my-credit-cards/ debt settlement
davidgharpist asked:


As everyone must have noticed, there are now hundreds–if not thousands–of debt settlement companies out to make even more money on people that are almost in a state of bankruptcy. They all seem to “claim” that they can reduce your debts by 50% or more without damaging your credit score. So if it’s that easy, does anyone know how to go about doing it yourself without paying someone?

Bankruptcy Alternative

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]]> http://blog.debtsfreelife.com/can-anyone-advise-me-how-to-go-about-debt-settlement-on-my-credit-cards/feed/ 0 Are debt settlement companies guaranteed and trustworthy? http://blog.debtsfreelife.com/are-debt-settlement-companies-guaranteed-and-trustworthy/ http://blog.debtsfreelife.com/are-debt-settlement-companies-guaranteed-and-trustworthy/#comments Wed, 01 Sep 2010 07:00:00 +0000 admin http://blog.debtsfreelife.com/are-debt-settlement-companies-guaranteed-and-trustworthy/ debt settlement
Chevalier asked:


I have a debt on one credit card (my first) and was thinking about seeking the assistance of a debt settlement agency. Is this a good idea? Which company is most trustworthy? How can you tell which company to trust?

Thanks!

Get Out of Debt

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]]> http://blog.debtsfreelife.com/are-debt-settlement-companies-guaranteed-and-trustworthy/feed/ 0 Does anyone know of the best and honest debt settlement company? http://blog.debtsfreelife.com/does-anyone-know-of-the-best-and-honest-debt-settlement-company/ http://blog.debtsfreelife.com/does-anyone-know-of-the-best-and-honest-debt-settlement-company/#comments Wed, 01 Sep 2010 07:00:00 +0000 admin http://blog.debtsfreelife.com/does-anyone-know-of-the-best-and-honest-debt-settlement-company/ debt settlement
Lee asked:


I have a lot of cc debt. I don’t know who to trust as a debt settlement professional. Does anyone has any experience in that?

Credit Card Debt Elimination

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