Important Notice : If you have received calls from any company claiming to be Debts Free Life, please be informed that we do not call anyone and it is not us who is calling you or anyone else. We are an internet lead generation company. We do not call anyone. All the information provided below has been provided by customers who called us complaining about this company. There is another company that is using our name and calling customers. They are doing Voice Broadcast (when you hear a message and it says press 1 to talk to a rep and 2 to place your number on Do Not Call list.) They are calling number of Federal DNC list, and they are repeatedly calling people. They are charging customers without their authorization. They are calling from different numbers and using different company names. We are already aware about the same and we have filed a police complaint with Denver Police, Colorado. This company is a call center based in Pakistan, their website is : http://debtfreelifestyletoday.com/Home.aspx/Create , their call center website is http://www.ovextech.com/Contact.aspx , they work for a company which is based in USA. Go ahead and file a complaint aginst them, you can get their details here: This is the website of the US based company http://www.premierbpo.com/ContactUs.html. We have requested them many times not to use our name, but they would not stop doing that. If they have scammed you, please file a complaint against them. Report them to FTC for DNC violations, fraud, anything they have done to you. We have testimonies of many customers who were scammed by this company. Please report them, they are using our name. If you want to pursue this matter further with this company, please inform us through the contact us form, we will get in touch with you to provide necessary details and a copy of the police complaint. You can also check some additional proof to confirm our claim. http://whocallsme.com/Phone-Number.aspx/8008146756 http://800notes.com/Phone.aspx/1-877-282-3707 These 2 websites listed above are not owned by us, neither they are influenced by us by any means. You can see a lot of people complaining about this scam company on these links above.

How do I know if the debt settlement company I’m working with is competent?
 
Feb
25
Posted (admin) in Debt Free on February-25-2009

debt settlement
Bob M asked:


I’m so worried about getting screwed by an incompetent company. Also, I checked with Debtmerica and they’re trying to charge me a 15% fee to do the debt negotiation. I’ve checked with a few other places too and somebody recommended going with an attorney-based debt settlement company to get better results. Any help would be appreciated.

Debt Elimination
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Comments:
finance guy on February 27th, 2009 at 12:51 am #

I’ve recently looked up some debt settlement companies for my sister so let me give you a little info:
1) Always ask if the company is a member of TASC (The association of Settlement Companies) They are the Better Business Bureau of Settlement companies and make sure these companies are operating within compliance regulations.
2) Always ask how much it costs. Usually there’s a setup fee, a servicing fee, and a negotiation fee. The setup fee will usually range from $100-$200. The servicing fee can go anywhere from $70-$10/month. The negotiation fee ranges from 8%-15%.
3) It would definitely behoove you to check out any attorney or attorney-based company to handle all your debt settlement as they are stricter on compliance guidelines.

Try going to: and looking up some companies.
A good blog I read: has some great articles on debt settlement. I would definitely look into that.

I was listening to the Howard Stern show the other day and it looks like KC armstrong just signed up for debt settlement with this company called Envision Debt Solutions (www.envisiondebtsolutions.com). I ended up sending my sister there as they answered all my questions right. They have an 8% retainer fee (since they’re an attorney based company) and all the contracts you sign are with the attorneys. They were actually very courteous and professional and guided my sister through the whole process. Give them a call at: 800-515-9603

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